An Overview of Pet Insurance 

We know how important it is to keep your furry family members healthy and happy. For many people, unexpected veterinary bills can add up quickly, making pet insurance an increasingly popular way to cover both your pet and your finances. At Craddock Insurance Services, our team is dedicated to helping pet owners understand their options and find the right coverage for their unique financial needs.

What Is Pet Insurance?

Pet insurance is a policy designed to help cover the cost of veterinary care if your pet becomes ill or injured. Much like health insurance for people, pet insurance can reimburse you for a portion of your vet bills, making it easier to afford quality care when your pet needs it most.

Common Coverage Options

Pet insurance policies typically offer several types of coverage, including:

• Accident coverage, which helps pay for treatment if your pet is injured in an accident, such as a broken bone or bite wound
• Illness coverage, which covers the cost of diagnosing and treating illnesses, from minor infections to chronic conditions
• Wellness or preventive care coverage, which some plans offer as optional add-ons for routine care, such as vaccinations and annual exams
• Hereditary and congenital conditions coverage, which certain policies may include for breed-specific health issues

What to Consider When Choosing Pet Insurance

Every pet and family is different, so it’s important to consider:

• Your pet’s age, breed and health history
• The types of coverage you want
• Policy exclusions and waiting periods
• Deductibles, reimbursement percentages and annual limits

How We Help Pet Owners

Our team at Craddock Insurance Services works with leading pet insurance carriers to offer a range of plans tailored to our clients. We take the time to explain your options and help you compare policies so you can make an informed decision for your pet’s well-being.

Contact us today to learn more about pet insurance options and get a personalized quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.